Australian Residents Born Between 1946 – 1986 May Want To Check This Out

Australians aged 40 to 80 with no life insurance may qualify for cover — with no medical exam or blood tests required.

Many Australians assume life insurance becomes too expensive or too complicated once they pass 40. Medical exams, blood tests, long forms. But some insurers now offer policies designed specifically for people aged 40 to 80, with cover of up to $250,000* to help protect the people who depend on you.

If you were born between 1946 and 1986 and you are an Australian resident, you may be able to apply with no medical exam and no blood tests. Instead, you simply answer a few health and lifestyle questions.

Some policies also include a terminal illness benefit^, which can pay the cover out early, while you are still alive, to help clear a mortgage, cover funeral costs, or take financial pressure off your family when it matters most.

Select Your Age To See How Much Cover You Could Get

40 – 55 56 – 70 71 – 80

Why More Australians Are Looking Into This Now

The cost of a funeral in Australia can easily run into the thousands of dollars, and many households still carry a mortgage or other debts well into their 60s and 70s. Relying only on the default cover inside a superannuation fund can leave a gap, and that cover may reduce or stop altogether as you get older.

A dedicated life insurance policy can help make sure the people you love are not left with those bills. And because there is no cost to check, many people find it is worth taking a minute to see what they may qualify for.

InsureOn Accelerate can help you request a free, no-obligation quote from Golden Insurance in around 60 seconds, so you can see how much cover you could be eligible for.

How It Works

1. Select your age below to see how much cover you could get.
2. Answer a few short questions about your health and lifestyle. It usually takes only a few minutes.
3. Receive your quote. There is no cost, no obligation and no medical exam.

Who Can Apply?

• Australian residents aged 40 to 80
• No medical exam or blood tests. Just answer some health and lifestyle questions
• Cover from $10,000 up to $250,000*, depending on your age and personal circumstances
• A terminal illness benefit^ may be included