Advertising Disclosure & Disclaimer

1. This website is an advertisement

The content on insureonaccelerate.com, including the article on our home page, is sponsored content (an "advertorial") created to promote life insurance products offered by our partner insurer. It is written in an editorial style to make it easy to read, but it is not journalism, an independent review, a comparison service or a news report. Every sponsored page is labelled "Advertorial" at the top so that this is clear before you start reading.

2. How we are compensated

Uleads Digital (ABN [[ABN]]), trading as InsureOn Accelerate, receives payment from Golden Insurance, or from its marketing partner, when a visitor clicks through from this website and requests a quote, and in some cases when a policy is issued. Payment may be calculated per click, per completed enquiry, per policy, or a combination of these. This compensation funds the operation of this website and the advertising we buy to reach readers. It does not change the premium you pay for any product, and we never charge you anything.

Because we are compensated by a single partner insurer, the products described on this website are that insurer's products only. We do not compare the whole market, and other insurers may offer products that suit you better.

3. We are not an insurer or a financial adviser

InsureOn Accelerate is not an insurer, insurance broker, authorised representative or financial adviser. We do not hold an Australian Financial Services Licence (AFSL) and we do not issue, arrange, recommend or provide advice about financial products. Our role is limited to publishing sponsored information and referring you to our partner insurer.

General advice warning: any information on this website is general in nature only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for your circumstances, read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG) issued by the insurer, and consider obtaining advice from a licensed financial adviser.

4. Product information

Statements about product features, cover amounts (for example "up to $250,000"), age ranges, application requirements (for example "no medical exam") and benefits (for example a terminal illness benefit) are based on our partner insurer's product documents as at the date shown at the top of this page. Products change. The insurer's current PDS always takes precedence over anything on this website. Cover amounts, premiums, exclusions, waiting periods and other terms depend on your age and personal circumstances and are set by the insurer.

Golden Insurance products are issued by Golden Insurance, a trading name of Neilson Financial Services Pty Ltd ABN 52 668 314 896, AFSL 552284, as agent of the insurer Hallmark Life Insurance Company Ltd ABN 87 008 446 884, AFSL 243469 (Hallmark Life).

5. No guarantees

We do not guarantee that you will be accepted for cover, that any particular amount of cover will be offered, or what any policy will cost. Every application is assessed by the insurer. Selecting your age on this website does not create an application, a quote or a contract.

6. Images, authors and dates

Photographs and illustrations on this website are stock images. Any people shown are models and have no connection with the product, the insurer or InsureOn Accelerate. Articles are written by the InsureOn Accelerate team as marketing content, not by independent journalists. Publication dates shown are the actual dates the content was published or last revised; they do not update automatically.

7. Leaving this website

When you click "Get Your Quote", an age button or any similar link, you leave insureonaccelerate.com and go to a website operated by our partner insurer or its marketing partner. That website has its own privacy policy and terms, and any information you enter there is collected by that operator, not by us. Any contract of insurance is between you and the insurer.

8. Advertising platforms

We promote this website on third-party advertising platforms, including Taboola, whose advertising policies we follow. Ad headlines and thumbnails are written to reflect the content of this page accurately. If you believe any of our advertisements is misleading, please contact us and we will review it promptly.

9. Trademarks

Insurer names, product names and logos referred to on this website belong to their respective owners and are used for identification only. Their use does not imply endorsement of InsureOn Accelerate.

10. Contact

Questions about this disclosure can be sent to support@insureonaccelerate.com.